Dikro Mahro Kul no Deepak

Year:
Term 14 years
Monthly Installment Amount deposited Interest 13% Maturity Amount
₹ 1000 ₹ 1,68,000 ₹ 1,54,000 ₹ 3,22,000
For Ring Ceremony ₹ 20,000
For Sherwani ₹ 20,000
For DJ ₹ --
Maturity amount with additional benefits ₹ 3,62,000
Single Premium ₹ 92,000
Term 18 years
Monthly Installment Amount deposited Interest 14% Maturity Amount
₹ 1000 ₹ 2,16,000 ₹ 2,80,000 ₹ 4,96,000
For Ring Ceremony ₹ 35,000
For Sherwani ₹ 35,000
For DJ ₹ 35,000
Maturity amount with additional benefits ₹ 6,01,000
Single Premium ₹ 99,000
Term 20 years
Monthly Installment Amount deposited Interest 15% Maturity Amount
₹ 1000 ₹ 2,40,000 ₹ 3,65,000 ₹ 6,05,000
For Ring Ceremony ₹ 50,000
For Sherwani ₹ 50,000
For DJ ₹ 50,000
Maturity amount with additional benefits ₹ 7,55,000
Single Premium ₹ 1,05,000
Term 23 years
Monthly Installment Amount deposited Interest 16% Maturity Amount
₹ 1000 ₹ 2,76,000 ₹ 5,12,000 ₹ 7,88,000
For Ring Ceremony ₹ 81,000
For Sherwani ₹ 81,000
For DJ ₹ 81,000
Maturity amount with additional benefits ₹ 10,31,000
Single Premium ₹ 1,08,500

In this policy, parents are two legal heirs. 50℅ premium has to be paid if any one of these dies. All the premiums will be waived if both parents die. All of the money from this policy will be paid off to the son on a fixed tenure.

Advance Yearly Recurring

Advance Installment Amount to be paid Rebate Rebate deduction amount
1 Year₹12,000₹1000₹11,000
2 Year₹24,000₹3,000₹21,000
3 Year₹36,000₹5,000₹31,000
4 Year₹48,000₹9,000₹39,000
5 Year₹60,000₹13,000₹47,000
6 Year₹72,000₹18,000₹54,000
7 Year₹84,000₹23,000₹61,000
8 Year₹96,000₹30,000₹66,000
9 Year₹1,08,000₹37,000₹72,000
10 Year₹1,20,000₹44,000₹76,000
11 Year₹1,32,000₹52,000₹80,000
12 Year₹1,44,000₹60,000₹84,000
13 Year₹1,56,000₹69,000₹87,000
14 Year₹1,65,000₹77,500₹90,500
15 Year₹1,80,000₹87,000₹93,000
16 Year₹1,92,000₹96,500₹95,500
17 Year₹2,04,000₹1,06,000₹98,000
18 Year₹2,16,000₹1,16,000₹1,00,000
19 Year₹2,28,000₹1,26,000₹1,02,000
20 Year₹2,40,000₹1,36,500₹1,03,500
21 Year₹2,52,000₹1,47,000₹1,05,000
22 Year₹2,64,000₹1,57,500₹1,06,500
23 Year₹2,76,000₹1,68,000₹1,08,000

If the policy is to be completed for the same number of years as the age of the son, then the following installments must be paid.

Year Installment Extra Interest Amount to be paid
1₹12,000+ ₹000= ₹12,000
2₹24,000+ ₹2,000= ₹ 26,000
3₹36,000+ ₹5,000= ₹41,000
4₹48,000+ ₹10,000= ₹58,000
5₹60,000+ ₹16,000= ₹76,000
6₹72,000+ ₹25,000= ₹97,000
7₹84,000+ ₹36,400= ₹1,20,400
8₹96,000+ ₹49,660= ₹1,45,660
9₹1,08,000+ ₹65,800= ₹1,73,800
10₹1,20,000+ ₹85,200= ₹2,05,200
11₹1,32,000+ ₹1,08,300= ₹2,40,300
12₹1,44,000+ ₹1,35,500= ₹2,79,500
13₹1,56,000+ ₹1,69,400= ₹3,23,500
14₹1,68,000+ ₹2,04,500= ₹3,72,500
15₹1,80,000+ ₹2,48,000= ₹4,28,000
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